The blog
Straight Answers
Short, plain answers to the questions I hear most. No fluff.
Updated October 2026
Tax savings Oʻahu homeowners miss
Mortgage interest, the SALT cap, mortgage insurance, Hawaiʻi's solar credit, and Honolulu's home exemption, in plain words.
Read itUpdated October 2026How VA assumable loans work in Hawaiʻi
How taking over a seller's VA loan works: servicer approval, the 0.5 percent funding fee, entitlement, and covering the gap.
Read itUpdated October 2026Price cut or seller credit: which saves you more?
Same $10,000, very different result. A simple example of a price cut versus a seller credit used to buy down your rate.
Read it